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    Series EE Savings Bonds: When to Redeem For the Maximum Return

    Series EE savings bonds are a low-risk investment.

    In fact:

    These are one of the safest investments because they’re fully backed by the U.S.

    government.

    Since there’s a guaranteed return, many view EE savings bonds as a reliable long-term investment.

    That's why:

    Savings bonds are commonly given to children as gifts by their parents and grandparents.

    And some people purchase savings bonds to be used for future higher education costs.

    But while safe, savings bonds can have a low rate of return, plus it takes decades for the bonds to fully mature.

    Learn more about Series EE savings bonds and then decide whether this is the right investment for you -- including when to cash it out for the most money.

    What is a Series EE Savings Bond?

    A Series EE bond is a government-backed savings instrument that pays a fixed rate of interest like many savings accounts.

    These products are considered low-risk like a certificate of deposit (CD).

    The difference, however, is that while some CDs mature in as little as six mo

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